Retirement Income Is Moving to the Center of Defined Contribution Plan Design

photo credit: Unsplash What emerging industry trends signal—and how plan committees should respond The Next Evolution of the 401(k) For decades, defined contribution plans have been designed with a primary objective: helping participants accumulate assets for retirement. Increasingly, that is no longer enough. Across the retirement industry, there is a growing shift toward integrating retirement…

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Six Key Focus Areas for Plan Sponsors in 2026 – A Clear-Eyed View

photo credit: Unsplash Retirement plan sponsors enter 2026 facing one of the most consequential years in recent ERISA history. Regulatory forces, market realities, participant expectations, and fiduciary exposure are all evolving simultaneously. SECURE 2.0 is moving from statute to operations. Cybersecurity threats continue to escalate. Retirement income solutions are transitioning from conceptual to operational. Investment…

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